1 Plan cost to equipment value ratio is 1% for Powertrain coverage based on August 2025 YTD originations data.
2 Savings assumes a $5,000 balance on a Productivity Plus Account with a 90-day no-interest, no-payment promo versus a $5,000 balance
on a credit card that requires a 3% minimum payment made for 3 months, 23.37% APR for 3 months and no fees (late fees/over limit).